Home Budget

Vishal's Credit (shared on personal accts)

$0.00

Shenika Owes Vishal (personal accts)

$0.00

Vishal Owes Home Account

$0.00

Shenika Owes Home Account

$0.00

Vishal's Net Owed to Home (this period)

$0.00

Shenika's Net Owed to Home (this period)

$0.00

Transfer: Home Checking → Vishal Checking

$0.00

8907 Samuel Joy reimbursement from Home Checking

Shared Transactions on My Accounts

Category:

Date	Merchant	Category	Account	Total	Vishal 50%	Shenika 50%	Exempt

Shenika's Transactions on My Accounts

Date	Merchant	Category	Account	Amount	Exempt

Vishal's Personal Transactions

Date	Merchant	Category	Account	Amount

Home Account Transactions — Reimbursement

Spend on the Home Checking / Home CC accounts. Shared = split 50/50 (each owes the home account half). Vishal / Shenika tagged = that person owes the home account 100%.

Date	Merchant	Category	Account	Owner	Amount	Vishal owes	Shenika owes

Manual Adjustments

Line items NOT in the Monarch export (Deposit to Home, Health Insurance, reimbursements between you and Shenika). These feed the numbers above. Recurring items carry over to the next month automatically.

Month	Description	Amount	Effect

Rental Reconciliation

Business costs Vishal fronts and is fully reimbursed for — NOT split 50/50 with Shenika. Property is read from the Monarch category name. Filtered by the Year / Month selector above.

Rental Transactions — Classify

Assign each rental transaction a Schedule-E operating category and add notes. Saved automatically. Filtered by the selector above.

Date	Property	Merchant	Monarch Category	Amount	P&L Category	Notes

Rental P&L — Operating Cash Flow

Income minus operating expenses = Net Operating Cash Flow per property. Cash-flow only — no depreciation, no mortgage-interest tax line.